1. Open a new document 370x110, white background, fill the background with a brush of your choice, press ctrl + u to change color.
Use these settings only for learning purposes. Mine looked like this, if you need brushs you can look at various websites that exist on Google.
2. Choose a random picture and use Scale to shrink the image (Edit / Transform / Scale).
I chose this:
So, it's to get something like this:
3. Now, duplicate the layer of the picture and apply a Gaussian Blur (Filters / Blur / Gaussian Blur) with Radius 5.0. The image will be blurred. Change the Blend to Overlay and then go to Image / Adjustments / Brightness / Constrast and increase the contrast to +50.
This effect is very easy to do, but can be used for multiple things.
Now is up to you, put your name, put edges, whatever you want.